Debt & Capital Structuring

Businesses need capital for working capital, expansion, projects and other strategic requirements. The appropriate financing structure depends on the amount required, the financial position of the business, repayment capacity, ownership considerations and the purpose for which funds are being raised.

LegaFin provides debt and capital structuring advisory services in India to help businesses evaluate financing structures based on their funding requirements and financial position. Our support includes debt structuring, equity-versus-debt analysis, capital structure review, working capital planning, project finance structuring support, financing requirement assessment, financial projections and funding documentation.

Our Debt & Capital Structuring Services

• Debt Structuring
• Equity vs Debt Analysis
• Capital Structure Review
• Working Capital Planning
• Project Finance Structuring Support
• Financing Requirement Assessment
• Financial Projections
• Lender Information Preparation
• Funding Documentation Support

Debt Structuring

LegaFin supports businesses in evaluating debt requirements in the context of the purpose of funding and available financial information. The objective is to help management organise the financing requirement and supporting information before engaging with relevant lenders or financial institutions.

Equity vs Debt Analysis

Businesses evaluating funding may need to consider whether the requirement is better aligned with debt, equity or a combination of financing sources. We support the financial analysis behind this decision. Where equity fundraising is being considered, related requirements can be coordinated with our Equity Fundraising and Angel & Venture Capital Funding advisory services.

Capital Structure Review

Capital structure influences financing obligations, ownership and future funding flexibility. LegaFin supports review of the existing and proposed capital structure based on the financial and strategic requirements of the business.

Working Capital Planning

Working capital requirements can affect day-to-day liquidity and financing needs. We support businesses in assessing and planning working capital requirements, with broader financial management support available through Working Capital & Financial Management.

Project Finance Structuring Support

Projects may require structured financial information, assumptions and funding requirements to be organised before lender discussions. LegaFin provides project finance structuring support based on the available business and financial information.

Financing Requirement Assessment

Before approaching a lender or investor, businesses should understand the amount of funding required and its intended use. We support financing requirement assessment so that the proposed funding need can be presented with greater financial clarity.

Financial Projections

Financial projections can help demonstrate expected revenue, costs, profitability, cash flows and financing requirements. LegaFin supports preparation of projections and can coordinate detailed modelling requirements through Valuation & Financial Modelling.

Lender Information Preparation

Banks and NBFCs may require structured business and financial information when evaluating a financing proposal. We assist businesses in preparing relevant lender information and can coordinate related requirements through Bank & NBFC Finance Support.

Funding Documentation Support

Funding processes may involve financial information, projections and supporting documentation. LegaFin assists with organising the documentation required within the scope of the proposed financing exercise.

Integrated Funding & Transaction Advisory

Debt and capital decisions can intersect with valuation, due diligence, transaction structuring and broader business finance requirements. Depending on the matter, support can be coordinated with Business & Financial Due Diligence, Transaction Structuring & Documentation and MSME & Business Finance.

LegaFin provides advisory, preparation and coordination support. Lending, investment and other regulated activities or decisions remain subject to the relevant lender, investor, intermediary or appropriately authorised professional, as applicable.