MSME & Business Finance

Accessing debt finance is not only about approaching a bank or NBFC. Businesses may need to present reliable financial information, understand their funding requirement, organise documentation and respond to lender queries in a structured manner.

LegaFin provides MSME and business finance advisory in India, supporting businesses in evaluating and preparing for debt and institutional funding requirements. Our role covers finance readiness, financial information preparation, CMA data and projections, documentation, debt structuring support and professional coordination with banks and NBFCs.

Our MSME & Business Finance Services

• MSME Loan Advisory
• Business Loan Support
• Bank Finance Advisory
• NBFC Finance Support
• Term Loan Support
• Working Capital Finance
• Project Finance
• Debt Structuring Support
• CMA Data & Financial Projections
• Financial Information Preparation
• Loan Documentation Support
• Bank & NBFC Coordination

MSME Loan Advisory

We support MSMEs in understanding and preparing for business finance requirements based on the information available and the proposed use of funds. This may include reviewing the funding requirement, organising financial information and preparing documentation for lender consideration.

Business Loan Support

Businesses seeking debt finance may need to present their financial position, operating requirements and proposed utilisation of funds clearly. We support preparation and coordination of relevant information and documents for institutional financing discussions.

Bank Finance Advisory

We assist businesses in preparing for bank finance requirements, including financial information, projections, documentation and responses to information requirements. Related lender coordination can also be supported through Bank & NBFC Finance Support.

NBFC Finance Support

Where businesses are considering NBFC finance, we support preparation of relevant business and financial information and coordinate documentation within the agreed scope. Financing terms, eligibility and sanction remain subject to the relevant NBFC's assessment and policies.

Term Loan Support

For longer-term funding requirements, we support businesses in organising project, financial and repayment-related information required for lender evaluation. The financing structure depends on the business, purpose, cash flows and lender requirements.

Working Capital Finance

Working capital requirements can arise from inventory, receivables, operating cycles and business growth. We support businesses in preparing relevant financial information and evaluating funding requirements. Broader working capital analysis can be supported through Working Capital & Financial Management.

Project Finance

Project finance preparation may require project information, assumptions, cost estimates, funding structure and financial projections. We support the organisation and presentation of relevant information for institutional review.

Debt Structuring Support

The mix, tenure and repayment profile of debt can affect business cash flows and financial planning. We support management in evaluating relevant financing considerations, with wider requirements coordinated through Debt & Capital Structuring.

CMA Data & Financial Projections

Where lenders require CMA data, projected financial information or other financial schedules, we support preparation based on management information, historical financials and assumptions provided by the business. Related modelling requirements may be coordinated through Valuation & Financial Modelling.

Financial Information Preparation

Clear and consistent financial information helps lenders understand the business and its funding requirement. We support organisation of relevant financial data, management information and supporting schedules within the agreed scope.

Loan Documentation Support

Finance applications may involve financial statements, business information, projections, corporate records and other supporting documents. We help organise documentation and coordinate responses to lender information requirements.

Bank & NBFC Coordination

We support communication and procedural coordination with banks and NBFCs in relation to documentation and information requirements. Credit appraisal, eligibility, sanction, pricing, collateral requirements, disbursement and other lending decisions remain solely with the relevant financial institution.

Preparing for Finance Before Approaching a Lender

Funding readiness can improve the quality of discussions with lenders. Businesses may benefit from reviewing their financial information, cash flows, projections, documentation and proposed debt structure before beginning a formal financing process.

LegaFin provides finance advisory, financial information preparation, documentation and professional coordination support. LegaFin is not a bank, NBFC or lender and does not itself sanction or disburse loans. Loan eligibility, credit appraisal, interest rate, fees, security or collateral requirements, sanction amount, terms, processing timeline and disbursement are determined solely by the relevant bank, NBFC or financial institution. Preparation of information or coordination by LegaFin does not guarantee loan approval, sanction, disbursement or any particular financing terms. Regulated lending, investment, valuation, certification or other functions requiring specific authorisation are undertaken by the appropriately authorised institution or professional where applicable.